Fernet > FAQ |
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Frequently Asked Questions
Below you will find frequently asked questions and
their answers. If you don't find the answer you
need, please contact us at 1-800-391-8144, Fax:
407-423-2641, or email us at
info@fernetinsurance.com.
• Why do I need to give so much
personal information? Will everyone have access to
my personal information?
• What if I forget to tell you about
something on my driving record?
• Why must I list all household
members, when they do not drive my car?
• Who are considered to be a family
member?
• What is your definition of an
accident?
• Our Privacy Policy
Why do I need to give so much
personal information?
Will everyone have access to my personal
information?
We only collect information necessary to provide
accurate insurance quotes when requested. Access to
your information is limited to people involved in
processing this information for sales, customer
service or claims service. It is not our practice to
request personal information solely for marketing
purposes. Please see our
"Privacy Policy"
for more detailed information.
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What if I forget to tell you
about something on my driving record?
The quote provided is based on the information
listed on the questionnaire. If a policy is
purchased, driving and claims records are verified
through consumer reports. At this time any forgotten
information would be added and the insurance premium
adjusted to reflect the confirmed driving record.
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Why must I list all household
members, when they do not drive my car?
For coverage purposes, all family members of driving
age, who are residents of the household, must be
listed to protect both you and us. In some states,
exclusions are available for family household
residents who do not require coverage.
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4Who are considered to be a
family member?
Any immediate or extended family member of driving
age is considered a family member. This Includes
parents, children, siblings, grandparents, aunts,
uncles, cousins, foster children, in-laws & step
family members.
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What is your definition of an
accident?
Accidents include at fault, not at fault, reported
and unreported collisions that you as the driver
were involved in. Not at fault occurrences where
your parked vehicle was damaged in a collision are
also considered accidents.
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Our Privacy Policy
The protection and confidentiality of your personal
information is a top priority to us. Any unique
personal information given on this website,
including your date of birth, name, street address,
phone number, drivers license number, social
security number, policy number, vehicle
identification number is used solely for the
procurement of insurance quotations at your request.
Further, all data submitted is forwarded directly to
insurance companies quoting the specific type of
insurance you have requested quotes on and is not
handled, sorted, or otherwise disseminated by any
third parties in transit. Unless you expressly give
us permission to do so, or unless required by law,
Fernet does not willfully disclose your unique
personal information other than for the sole purpose
stated above.
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